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American Express Graphite Business Cash Unlimited Card vs Classic Green Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Graphite Business Cash Unlimited Card 2.0% 2% base rate
  2. Classic Green Card 2.0% 1x base rate

Dining

  1. Classic Green Card 6.0% 3x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Flights

  1. Classic Green Card 6.0% 3x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Flights · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%

Hotels

  1. Classic Green Card 6.0% 3x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Hotels · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%

Public transit

  1. Classic Green Card 6.0% 3x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Rideshare & taxis

  1. Classic Green Card 6.0% 3x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Tolls

  1. Classic Green Card 6.0% 3x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Graphite Business Cash Unlimited Card $295 and Classic Green Card $150 a year, so a thin lead in one category may not cover the difference.

Where they differ: Classic Green Card takes dining, flights, hotels and public transit, plus 2 more. Graphite Business Cash Unlimited Card wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseGraphite Business Cash Unlimited Card2.0%
DiningClassic Green Card6.0%
FlightsClassic Green Card6.0%
Flights · portalGraphite Business Cash Unlimited Card · American Express Travel5.0%
HotelsClassic Green Card6.0%
Hotels · portalGraphite Business Cash Unlimited Card · American Express Travel5.0%
Public transitClassic Green Card6.0%
Rideshare & taxisClassic Green Card6.0%
TollsClassic Green Card6.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Graphite Business Cash Unlimited Card — 2.0%
  2. Classic Green Card — 2.0%

Dining

  1. Classic Green Card — 6.0%
  2. Graphite Business Cash Unlimited Card — 2.0%

Flights

  1. Classic Green Card — 6.0%
  2. Graphite Business Cash Unlimited Card — 2.0%

Flights · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel — 5.0%

Hotels

  1. Classic Green Card — 6.0%
  2. Graphite Business Cash Unlimited Card — 2.0%

Hotels · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel — 5.0%

Public transit

  1. Classic Green Card — 6.0%
  2. Graphite Business Cash Unlimited Card — 2.0%

Rideshare & taxis

  1. Classic Green Card — 6.0%
  2. Graphite Business Cash Unlimited Card — 2.0%

Tolls

  1. Classic Green Card — 6.0%
  2. Graphite Business Cash Unlimited Card — 2.0%
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