pointslip milestomorrow.com

American Express Delta SkyMiles Platinum Card vs Hilton Honors Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Hilton Honors Card 1.2% 3x base rate
  2. Delta SkyMiles Platinum Card 1.2% 1x base rate

Dining

  1. Delta SkyMiles Platinum Card 2.4% 2x
  2. Hilton Honors Card 2.0% 5x

Groceries

  1. Delta SkyMiles Platinum Card 2.4% 2x
  2. Hilton Honors Card 2.0% 5x

Gas

  1. Hilton Honors Card 2.0% 5x
  2. Delta SkyMiles Platinum Card 1.2% 1x base rate

Flights

  1. Delta SkyMiles Platinum Card 3.6% 3x
  2. Hilton Honors Card 1.2% 3x base rate

Hotels

  1. Delta SkyMiles Platinum Card 3.6% 3x
  2. Hilton Honors Card 2.8% 7x

What the numbers are doing

Delta SkyMiles Platinum Card tops dining at 2.4% only because this table values its points at 1.2 cents each. Value them at one cent and Hilton Honors Card wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Delta SkyMiles Platinum Card $350 and Hilton Honors Card $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Delta SkyMiles Platinum Card takes dining, groceries, flights and hotels; Hilton Honors Card takes gas.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseHilton Honors Card1.2%
DiningDelta SkyMiles Platinum Card2.4%
GroceriesDelta SkyMiles Platinum Card2.4%
GasHilton Honors Card2.0%
FlightsDelta SkyMiles Platinum Card3.6%
HotelsDelta SkyMiles Platinum Card3.6%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Hilton Honors Card — 1.2%
  2. Delta SkyMiles Platinum Card — 1.2%

Dining

  1. Delta SkyMiles Platinum Card — 2.4%
  2. Hilton Honors Card — 2.0%

Groceries

  1. Delta SkyMiles Platinum Card — 2.4%
  2. Hilton Honors Card — 2.0%

Gas

  1. Hilton Honors Card — 2.0%
  2. Delta SkyMiles Platinum Card — 1.2%

Flights

  1. Delta SkyMiles Platinum Card — 3.6%
  2. Hilton Honors Card — 1.2%

Hotels

  1. Delta SkyMiles Platinum Card — 3.6%
  2. Hilton Honors Card — 2.8%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.