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American Express Delta SkyMiles Platinum Card vs Hilton Honors Surpass Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Hilton Honors Surpass Card 1.2% 3x base rate
  2. Delta SkyMiles Platinum Card 1.2% 1x base rate

Dining

  1. Hilton Honors Surpass Card 2.4% 6x
  2. Delta SkyMiles Platinum Card 2.4% 2x

Groceries

  1. Hilton Honors Surpass Card 2.4% 6x
  2. Delta SkyMiles Platinum Card 2.4% 2x

Gas

  1. Hilton Honors Surpass Card 2.4% 6x
  2. Delta SkyMiles Platinum Card 1.2% 1x base rate

Online

  1. Hilton Honors Surpass Card 1.6% 4x
  2. Delta SkyMiles Platinum Card 1.2% 1x base rate

Flights

  1. Delta SkyMiles Platinum Card 3.6% 3x
  2. Hilton Honors Surpass Card 1.2% 3x base rate

Hotels

  1. Hilton Honors Surpass Card 4.8% 12x
  2. Delta SkyMiles Platinum Card 3.6% 3x

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Delta SkyMiles Platinum Card $350 and Hilton Honors Surpass Card $150 a year, so a thin lead in one category may not cover the difference.

Where they differ: Hilton Honors Surpass Card takes gas, online and hotels; Delta SkyMiles Platinum Card takes flights.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseHilton Honors Surpass Card1.2%
DiningHilton Honors Surpass Card2.4%
GroceriesHilton Honors Surpass Card2.4%
GasHilton Honors Surpass Card2.4%
OnlineHilton Honors Surpass Card1.6%
FlightsDelta SkyMiles Platinum Card3.6%
HotelsHilton Honors Surpass Card4.8%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Hilton Honors Surpass Card — 1.2%
  2. Delta SkyMiles Platinum Card — 1.2%

Dining

  1. Hilton Honors Surpass Card — 2.4%
  2. Delta SkyMiles Platinum Card — 2.4%

Groceries

  1. Hilton Honors Surpass Card — 2.4%
  2. Delta SkyMiles Platinum Card — 2.4%

Gas

  1. Hilton Honors Surpass Card — 2.4%
  2. Delta SkyMiles Platinum Card — 1.2%

Online

  1. Hilton Honors Surpass Card — 1.6%
  2. Delta SkyMiles Platinum Card — 1.2%

Flights

  1. Delta SkyMiles Platinum Card — 3.6%
  2. Hilton Honors Surpass Card — 1.2%

Hotels

  1. Hilton Honors Surpass Card — 4.8%
  2. Delta SkyMiles Platinum Card — 3.6%
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