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American Express Delta SkyMiles Platinum Card vs Graphite Business Cash Unlimited Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Graphite Business Cash Unlimited Card 2.0% 2% base rate
  2. Delta SkyMiles Platinum Card 1.2% 1x base rate

Dining

  1. Delta SkyMiles Platinum Card 2.4% 2x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Groceries

  1. Delta SkyMiles Platinum Card 2.4% 2x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Flights

  1. Delta SkyMiles Platinum Card 3.6% 3x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Flights · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%

Hotels

  1. Delta SkyMiles Platinum Card 3.6% 3x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Hotels · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Delta SkyMiles Platinum Card $350 and Graphite Business Cash Unlimited Card $295 a year, so a thin lead in one category may not cover the difference.

Where they differ: Graphite Business Cash Unlimited Card takes everything else; Delta SkyMiles Platinum Card takes dining, groceries, flights and hotels.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseGraphite Business Cash Unlimited Card2.0%
DiningDelta SkyMiles Platinum Card2.4%
GroceriesDelta SkyMiles Platinum Card2.4%
FlightsDelta SkyMiles Platinum Card3.6%
Flights · portalGraphite Business Cash Unlimited Card · American Express Travel5.0%
HotelsDelta SkyMiles Platinum Card3.6%
Hotels · portalGraphite Business Cash Unlimited Card · American Express Travel5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Graphite Business Cash Unlimited Card — 2.0%
  2. Delta SkyMiles Platinum Card — 1.2%

Dining

  1. Delta SkyMiles Platinum Card — 2.4%
  2. Graphite Business Cash Unlimited Card — 2.0%

Groceries

  1. Delta SkyMiles Platinum Card — 2.4%
  2. Graphite Business Cash Unlimited Card — 2.0%

Flights

  1. Delta SkyMiles Platinum Card — 3.6%
  2. Graphite Business Cash Unlimited Card — 2.0%

Flights · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel — 5.0%

Hotels

  1. Delta SkyMiles Platinum Card — 3.6%
  2. Graphite Business Cash Unlimited Card — 2.0%

Hotels · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel — 5.0%
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