pointslip milestomorrow.com

American Express Delta SkyMiles Gold Card vs Marriott Bonvoy Brilliant Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Marriott Bonvoy Brilliant Card 1.5% 2x base rate
  2. Delta SkyMiles Gold Card 1.2% 1x base rate

Dining

  1. Delta SkyMiles Gold Card 2.4% 2x
  2. Marriott Bonvoy Brilliant Card 2.3% 3x

Groceries

  1. Delta SkyMiles Gold Card 2.4% 2x
  2. Marriott Bonvoy Brilliant Card 1.5% 2x base rate

Flights

  1. Delta SkyMiles Gold Card 2.4% 2x
  2. Marriott Bonvoy Brilliant Card 2.3% 3x

Hotels

  1. Marriott Bonvoy Brilliant Card 4.5% 6x
  2. Delta SkyMiles Gold Card 1.2% 1x base rate

What the numbers are doing

Delta SkyMiles Gold Card tops dining at 2.4% only because this table values its points at 1.2 cents each. Value them at one cent and Marriott Bonvoy Brilliant Card wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Delta SkyMiles Gold Card $150 and Marriott Bonvoy Brilliant Card $650 a year, so a thin lead in one category may not cover the difference.

Where they differ: Marriott Bonvoy Brilliant Card takes everything else and hotels; Delta SkyMiles Gold Card takes dining, groceries and flights.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseMarriott Bonvoy Brilliant Card1.5%
DiningDelta SkyMiles Gold Card2.4%
GroceriesDelta SkyMiles Gold Card2.4%
FlightsDelta SkyMiles Gold Card2.4%
HotelsMarriott Bonvoy Brilliant Card4.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Marriott Bonvoy Brilliant Card — 1.5%
  2. Delta SkyMiles Gold Card — 1.2%

Dining

  1. Delta SkyMiles Gold Card — 2.4%
  2. Marriott Bonvoy Brilliant Card — 2.3%

Groceries

  1. Delta SkyMiles Gold Card — 2.4%
  2. Marriott Bonvoy Brilliant Card — 1.5%

Flights

  1. Delta SkyMiles Gold Card — 2.4%
  2. Marriott Bonvoy Brilliant Card — 2.3%

Hotels

  1. Marriott Bonvoy Brilliant Card — 4.5%
  2. Delta SkyMiles Gold Card — 1.2%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.