pointslip milestomorrow.com

American Express Cash Magnet Card vs Hilton Honors Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Cash Magnet Card 1.5% 1.5% base rate
  2. Hilton Honors Card 1.2% 3x base rate

Dining

  1. Hilton Honors Card 2.0% 5x
  2. Cash Magnet Card 1.5% 1.5% base rate

Groceries

  1. Hilton Honors Card 2.0% 5x
  2. Cash Magnet Card 1.5% 1.5% base rate

Gas

  1. Hilton Honors Card 2.0% 5x
  2. Cash Magnet Card 1.5% 1.5% base rate

Hotels

  1. Hilton Honors Card 2.8% 7x
  2. Cash Magnet Card 1.5% 1.5% base rate

What the numbers are doing

Abroad the answer flips: Cash Magnet Card charges a 2.7% foreign transaction fee, so once that comes off the rate Hilton Honors Card is the better card for everyday spend.

Where they differ: Cash Magnet Card takes everything else; Hilton Honors Card takes dining, groceries, gas and hotels.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseCash Magnet Card1.5%
DiningHilton Honors Card2.0%
GroceriesHilton Honors Card2.0%
GasHilton Honors Card2.0%
HotelsHilton Honors Card2.8%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Cash Magnet Card — 1.5%
  2. Hilton Honors Card — 1.2%

Dining

  1. Hilton Honors Card — 2.0%
  2. Cash Magnet Card — 1.5%

Groceries

  1. Hilton Honors Card — 2.0%
  2. Cash Magnet Card — 1.5%

Gas

  1. Hilton Honors Card — 2.0%
  2. Cash Magnet Card — 1.5%

Hotels

  1. Hilton Honors Card — 2.8%
  2. Cash Magnet Card — 1.5%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.