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American Express Blue Cash Everyday vs Delta SkyMiles Platinum Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Delta SkyMiles Platinum Card 1.2% 1x base rate
  2. Blue Cash Everyday 1.0% 1% base rate

Dining

  1. Delta SkyMiles Platinum Card 2.4% 2x
  2. Blue Cash Everyday 1.0% 1% base rate

Groceries

  1. Blue Cash Everyday 3.0% 3%, capped
  2. Delta SkyMiles Platinum Card 2.4% 2x

Gas

  1. Blue Cash Everyday 3.0% 3%, capped
  2. Delta SkyMiles Platinum Card 1.2% 1x base rate

Online

  1. Blue Cash Everyday 3.0% 3%, capped
  2. Delta SkyMiles Platinum Card 1.2% 1x base rate

Flights

  1. Delta SkyMiles Platinum Card 3.6% 3x
  2. Blue Cash Everyday 1.0% 1% base rate

Hotels

  1. Delta SkyMiles Platinum Card 3.6% 3x
  2. Blue Cash Everyday 1.0% 1% base rate

What the numbers are doing

Blue Cash Everyday's 3% on groceries runs out: it applies to the first $6,000 of groceries spend a year, and everything past that earns 1%.

Delta SkyMiles Platinum Card tops everything else at 1.2% only because this table values its points at 1.2 cents each. Value them at one cent and Blue Cash Everyday wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Blue Cash Everyday $0 and Delta SkyMiles Platinum Card $350 a year, so a thin lead in one category may not cover the difference.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseDelta SkyMiles Platinum Card1.2%
DiningDelta SkyMiles Platinum Card2.4%
GroceriesBlue Cash Everyday3.0%
GasBlue Cash Everyday3.0%
OnlineBlue Cash Everyday3.0%
FlightsDelta SkyMiles Platinum Card3.6%
HotelsDelta SkyMiles Platinum Card3.6%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Delta SkyMiles Platinum Card — 1.2%
  2. Blue Cash Everyday — 1.0%

Dining

  1. Delta SkyMiles Platinum Card — 2.4%
  2. Blue Cash Everyday — 1.0%

Groceries

  1. Blue Cash Everyday — 3.0%
  2. Delta SkyMiles Platinum Card — 2.4%

Gas

  1. Blue Cash Everyday — 3.0%
  2. Delta SkyMiles Platinum Card — 1.2%

Online

  1. Blue Cash Everyday — 3.0%
  2. Delta SkyMiles Platinum Card — 1.2%

Flights

  1. Delta SkyMiles Platinum Card — 3.6%
  2. Blue Cash Everyday — 1.0%

Hotels

  1. Delta SkyMiles Platinum Card — 3.6%
  2. Blue Cash Everyday — 1.0%
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