American Express Blue Cash Everyday vs Cash Magnet Card
Both are American Express cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Cash Magnet Card 1.5% 1.5% base rate
- Blue Cash Everyday 1.0% 1% base rate
Groceries
- Blue Cash Everyday 3.0% 3%, capped
- Cash Magnet Card 1.5% 1.5% base rate
Gas
- Blue Cash Everyday 3.0% 3%, capped
- Cash Magnet Card 1.5% 1.5% base rate
Online
- Blue Cash Everyday 3.0% 3%, capped
- Cash Magnet Card 1.5% 1.5% base rate
What the numbers are doing
Blue Cash Everyday's 3% on groceries runs out: it applies to the first $6,000 of groceries spend a year, and everything past that earns 1%.
Where they differ: Cash Magnet Card takes everything else; Blue Cash Everyday takes groceries, gas and online.
| Category | Best card |
|---|---|
| Everything else | Cash Magnet Card1.5% |
| Groceries | Blue Cash Everyday3.0% |
| Gas | Blue Cash Everyday3.0% |
| Online | Blue Cash Everyday3.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Cash Magnet Card — 1.5%
- Blue Cash Everyday — 1.0%
Groceries
- Blue Cash Everyday — 3.0%
- Cash Magnet Card — 1.5%
Gas
- Blue Cash Everyday — 3.0%
- Cash Magnet Card — 1.5%
Online
- Blue Cash Everyday — 3.0%
- Cash Magnet Card — 1.5%
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