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American Express Blue Cash Everyday vs Business Gold Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Business Gold Card 2.0% 1x base rate
  2. Blue Cash Everyday 1.0% 1% base rate

Groceries

  1. Blue Cash Everyday 3.0% 3%, capped
  2. Business Gold Card 2.0% 1x base rate

Gas

  1. Blue Cash Everyday 3.0% 3%, capped
  2. Business Gold Card 2.0% 1x base rate

Online

  1. Blue Cash Everyday 3.0% 3%, capped
  2. Business Gold Card 2.0% 1x base rate

Flights · portal

  1. Business Gold Card · American Express Travel 6.0% 3x

Hotels · portal

  1. Business Gold Card · American Express Travel 6.0% 3x

What the numbers are doing

Blue Cash Everyday's 3% on groceries runs out: it applies to the first $6,000 of groceries spend a year, and everything past that earns 1%.

Business Gold Card tops everything else at 2.0% only because this table values its points at 2 cents each. Value them at one cent and Blue Cash Everyday wins that category instead.

Business Gold Card lets you choose 2 categories to earn 4x on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseBusiness Gold Card2.0%
GroceriesBlue Cash Everyday3.0%
GasBlue Cash Everyday3.0%
OnlineBlue Cash Everyday3.0%
Flights · portalBusiness Gold Card · American Express Travel6.0%
Hotels · portalBusiness Gold Card · American Express Travel6.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Business Gold Card — 2.0%
  2. Blue Cash Everyday — 1.0%

Groceries

  1. Blue Cash Everyday — 3.0%
  2. Business Gold Card — 2.0%

Gas

  1. Blue Cash Everyday — 3.0%
  2. Business Gold Card — 2.0%

Online

  1. Blue Cash Everyday — 3.0%
  2. Business Gold Card — 2.0%

Flights · portal

  1. Business Gold Card · American Express Travel — 6.0%

Hotels · portal

  1. Business Gold Card · American Express Travel — 6.0%
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iPhone app · not yet released

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Open this ranking in the generator

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