American Express The Blue Business Plus Credit Card vs Marriott Bonvoy Brilliant Card
Both are American Express cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- The Blue Business Plus Credit Card 4.0% 2x base rate
- Marriott Bonvoy Brilliant Card 1.5% 2x base rate
Hotels
- Marriott Bonvoy Brilliant Card 4.5% 6x
- The Blue Business Plus Credit Card 4.0% 2x base rate
What the numbers are doing
Abroad the answer flips: The Blue Business Plus Credit Card charges a 2.7% foreign transaction fee, so once that comes off the rate Marriott Bonvoy Brilliant Card is the better card for everyday spend.
The table is earn rate only — annual fees are not netted out of it. These cards charge The Blue Business Plus Credit Card $0 and Marriott Bonvoy Brilliant Card $650 a year, so a thin lead in one category may not cover the difference.
Where they differ: The Blue Business Plus Credit Card takes everything else; Marriott Bonvoy Brilliant Card takes hotels.
| Category | Best card |
|---|---|
| Everything else | The Blue Business Plus Credit Card4.0% |
| Hotels | Marriott Bonvoy Brilliant Card4.5% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- The Blue Business Plus Credit Card — 4.0%
- Marriott Bonvoy Brilliant Card — 1.5%
Hotels
- Marriott Bonvoy Brilliant Card — 4.5%
- The Blue Business Plus Credit Card — 4.0%
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