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American Express The Blue Business Plus Credit Card vs Hilton Honors Aspire Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. The Blue Business Plus Credit Card 4.0% 2x base rate
  2. Hilton Honors Aspire Card 1.2% 3x base rate

Hotels

  1. Hilton Honors Aspire Card 5.6% 14x
  2. The Blue Business Plus Credit Card 4.0% 2x base rate

What the numbers are doing

The Blue Business Plus Credit Card tops everything else at 4.0% only because this table values its points at 2 cents each. Value them at one cent and Hilton Honors Aspire Card wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge The Blue Business Plus Credit Card $0 and Hilton Honors Aspire Card $550 a year, so a thin lead in one category may not cover the difference.

Where they differ: The Blue Business Plus Credit Card takes everything else; Hilton Honors Aspire Card takes hotels.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseThe Blue Business Plus Credit Card4.0%
HotelsHilton Honors Aspire Card5.6%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. The Blue Business Plus Credit Card — 4.0%
  2. Hilton Honors Aspire Card — 1.2%

Hotels

  1. Hilton Honors Aspire Card — 5.6%
  2. The Blue Business Plus Credit Card — 4.0%
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