American Express The Blue Business Plus Credit Card vs The Business Platinum Card
Both are American Express cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- The Blue Business Plus Credit Card 4.0% 2x base rate
- The Business Platinum Card 2.0% 1x base rate
Flights · portal
- The Business Platinum Card · American Express Travel 10.0% 5x
Hotels · portal
- The Business Platinum Card · American Express Travel 10.0% 5x
What the numbers are doing
Abroad the answer flips: The Blue Business Plus Credit Card charges a 2.7% foreign transaction fee, so once that comes off the rate The Business Platinum Card is the better card for everyday spend.
The table is earn rate only — annual fees are not netted out of it. These cards charge The Blue Business Plus Credit Card $0 and The Business Platinum Card $895 a year, so a thin lead in one category may not cover the difference.
Where they differ: The Blue Business Plus Credit Card takes everything else. The Business Platinum Card wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | The Blue Business Plus Credit Card4.0% |
| Flights · portal | The Business Platinum Card · American Express Travel10.0% |
| Hotels · portal | The Business Platinum Card · American Express Travel10.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- The Blue Business Plus Credit Card — 4.0%
- The Business Platinum Card — 2.0%
Flights · portal
- The Business Platinum Card · American Express Travel — 10.0%
Hotels · portal
- The Business Platinum Card · American Express Travel — 10.0%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.