American Express The Blue Business Plus Credit Card vs Blue Cash Preferred
Both are American Express cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- The Blue Business Plus Credit Card 4.0% 2x base rate
- Blue Cash Preferred 1.0% 1% base rate
Groceries
- Blue Cash Preferred 6.0% 6%, capped
- The Blue Business Plus Credit Card 4.0% 2x base rate
Streaming
- Blue Cash Preferred 6.0% 6%
- The Blue Business Plus Credit Card 4.0% 2x base rate
What the numbers are doing
Blue Cash Preferred's 6% on groceries runs out: it applies to the first $6,000 of groceries spend a year, and everything past that earns 1%.
The table is earn rate only — annual fees are not netted out of it. These cards charge The Blue Business Plus Credit Card $0 and Blue Cash Preferred $95 a year, so a thin lead in one category may not cover the difference.
Where they differ: The Blue Business Plus Credit Card takes everything else; Blue Cash Preferred takes groceries and streaming.
| Category | Best card |
|---|---|
| Everything else | The Blue Business Plus Credit Card4.0% |
| Groceries | Blue Cash Preferred6.0% |
| Streaming | Blue Cash Preferred6.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- The Blue Business Plus Credit Card — 4.0%
- Blue Cash Preferred — 1.0%
Groceries
- Blue Cash Preferred — 6.0%
- The Blue Business Plus Credit Card — 4.0%
Streaming
- Blue Cash Preferred — 6.0%
- The Blue Business Plus Credit Card — 4.0%
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