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American Express The Blue Business Cash Card vs The Platinum Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. The Blue Business Cash Card 2.0% 2% base rate
  2. The Platinum Card 2.0% 1x base rate

Flights

  1. The Platinum Card 10.0% 5x, capped
  2. The Blue Business Cash Card 2.0% 2% base rate

Flights · portal

  1. The Platinum Card · American Express Travel 10.0% 5x

Hotels · portal

  1. The Platinum Card · American Express Travel 10.0% 5x

What the numbers are doing

The Platinum Card's 5x on flights runs out: it applies to the first $500,000 of flights spend a year, and everything past that earns 1x.

The table is earn rate only — annual fees are not netted out of it. These cards charge The Blue Business Cash Card $0 and The Platinum Card $895 a year, so a thin lead in one category may not cover the difference.

Where they differ: The Platinum Card takes flights. The Blue Business Cash Card wins nothing outright in this wallet.

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Pass content preview
CategoryBest card
Everything elseThe Blue Business Cash Card2.0%
FlightsThe Platinum Card10.0%
Flights · portalThe Platinum Card · American Express Travel10.0%
Hotels · portalThe Platinum Card · American Express Travel10.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. The Blue Business Cash Card — 2.0%
  2. The Platinum Card — 2.0%

Flights

  1. The Platinum Card — 10.0%
  2. The Blue Business Cash Card — 2.0%

Flights · portal

  1. The Platinum Card · American Express Travel — 10.0%

Hotels · portal

  1. The Platinum Card · American Express Travel — 10.0%
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