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American Express The Blue Business Cash Card vs Hilton Honors Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. The Blue Business Cash Card 2.0% 2% base rate
  2. Hilton Honors Card 1.2% 3x base rate

Hotels

  1. Hilton Honors Card 2.8% 7x
  2. The Blue Business Cash Card 2.0% 2% base rate

What the numbers are doing

Abroad the answer flips: The Blue Business Cash Card charges a 2.7% foreign transaction fee, so once that comes off the rate Hilton Honors Card is the better card for everyday spend.

Where they differ: The Blue Business Cash Card takes everything else; Hilton Honors Card takes hotels.

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Pass content preview
CategoryBest card
Everything elseThe Blue Business Cash Card2.0%
HotelsHilton Honors Card2.8%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. The Blue Business Cash Card — 2.0%
  2. Hilton Honors Card — 1.2%

Hotels

  1. Hilton Honors Card — 2.8%
  2. The Blue Business Cash Card — 2.0%
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