American Express The Blue Business Cash Card vs Graphite Business Cash Unlimited Card
Both are American Express cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- The Blue Business Cash Card 2.0% 2% base rate
- Graphite Business Cash Unlimited Card 2.0% 2% base rate
Flights · portal
- Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%
Hotels · portal
- Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge The Blue Business Cash Card $0 and Graphite Business Cash Unlimited Card $295 a year, so a thin lead in one category may not cover the difference.
These cards return the same effective rate in all 60 categories, so the ranking cannot separate them. Pick on annual fee instead: The Blue Business Cash Card $0, Graphite Business Cash Unlimited Card $295.
| Category | Best card |
|---|---|
| Everything else | The Blue Business Cash Card2.0% |
| Flights · portal | Graphite Business Cash Unlimited Card · American Express Travel5.0% |
| Hotels · portal | Graphite Business Cash Unlimited Card · American Express Travel5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- The Blue Business Cash Card — 2.0%
- Graphite Business Cash Unlimited Card — 2.0%
Flights · portal
- Graphite Business Cash Unlimited Card · American Express Travel — 5.0%
Hotels · portal
- Graphite Business Cash Unlimited Card · American Express Travel — 5.0%
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iPhone app · not yet released
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