American Express The Blue Business Cash Card vs Delta SkyMiles Reserve Card
Both are American Express cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- The Blue Business Cash Card 2.0% 2% base rate
- Delta SkyMiles Reserve Card 1.2% 1x base rate
Flights
- Delta SkyMiles Reserve Card 3.6% 3x
- The Blue Business Cash Card 2.0% 2% base rate
What the numbers are doing
Abroad the answer flips: The Blue Business Cash Card charges a 2.7% foreign transaction fee, so once that comes off the rate Delta SkyMiles Reserve Card is the better card for everyday spend.
The table is earn rate only — annual fees are not netted out of it. These cards charge The Blue Business Cash Card $0 and Delta SkyMiles Reserve Card $650 a year, so a thin lead in one category may not cover the difference.
Where they differ: The Blue Business Cash Card takes everything else; Delta SkyMiles Reserve Card takes flights.
| Category | Best card |
|---|---|
| Everything else | The Blue Business Cash Card2.0% |
| Flights | Delta SkyMiles Reserve Card3.6% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- The Blue Business Cash Card — 2.0%
- Delta SkyMiles Reserve Card — 1.2%
Flights
- Delta SkyMiles Reserve Card — 3.6%
- The Blue Business Cash Card — 2.0%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.