American Express The Blue Business Cash Card vs Business Gold Card
Both are American Express cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- The Blue Business Cash Card 2.0% 2% base rate
- Business Gold Card 2.0% 1x base rate
Flights · portal
- Business Gold Card · American Express Travel 6.0% 3x
Hotels · portal
- Business Gold Card · American Express Travel 6.0% 3x
What the numbers are doing
Business Gold Card lets you choose 2 categories to earn 4x on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.
The table is earn rate only — annual fees are not netted out of it. These cards charge The Blue Business Cash Card $0 and Business Gold Card $375 a year, so a thin lead in one category may not cover the difference.
These cards return the same effective rate in all 60 categories, so the ranking cannot separate them. Pick on annual fee instead: The Blue Business Cash Card $0, Business Gold Card $375.
| Category | Best card |
|---|---|
| Everything else | The Blue Business Cash Card2.0% |
| Flights · portal | Business Gold Card · American Express Travel6.0% |
| Hotels · portal | Business Gold Card · American Express Travel6.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- The Blue Business Cash Card — 2.0%
- Business Gold Card — 2.0%
Flights · portal
- Business Gold Card · American Express Travel — 6.0%
Hotels · portal
- Business Gold Card · American Express Travel — 6.0%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.